Share your care responsibilities with a pro, at no cost

Millions of older adults are eligible for 100% covered, professional home health care, and they don’t even know it. Find out if your loved one qualifies for the Medicare home health benefit.

More care. Less stress.

Home health care doesn’t just support your loved one—it supports you, with knowledgeable professionals, education, and a break from your caregiving responsibilities on a weekly or daily basis.

Here’s what families often experience when their aging loved one receives home health care:
Family Caregiver
Care Recipient
  • Relief from constant caregiving and decision-making
  • Fewer unplanned hospital trips or ER visits
  • Peace of mind that you're not doing this alone
  • Fewer out-of-pocket healthcare costs
  • Improved health outcomes
  • Ability to live at home home longer

RubyWell can help you afford to hire someone to help care for
Mom.

Here's how it works:

Take a short quiz

Answer a few questions about your loved one’s health, mobility, care needs, and health insurance provider.

1

Personalized guidance

Our technology can predict if they’re likely to qualify for the Medicare home health benefit.

2

Build a care team

If they're eligible, we’ll help you connect with home health agencies that can provide the covered services your loved one needs.

3

We’ve been there. And we know caregiving is a team sport.

RubyWell was built by and for family caregivers. We know how exhausting and isolating this work can be, especially if you’re doing it alone. So we’re helping families understand and access the support that’s out there for them.

We’re not a healthcare provider. We’re your advocate. We know how the system works, and we’re making it work for you.

Tech you can trust

RubyWell protects against fraud, waste, and abuse with rigorous audit practices. And we’re committed to maintaining the highest standards of security and data protection. As part of this commitment, RubyWell complies with HIPAA regulations and is SOC 2 Type 2 certified.

FAQs

What is home health care?

Home health care includes a range of medical and therapeutic services delivered in a patient’s home. Its goal is to promote, maintain, or restore health; slow a patient’s decline; or to help manage the effects of illness, injury, or disability.

Home health services are typically provided to patients whose health conditions make it difficult, impossible, or unsafe to leave their homes. They’re designed to ensure patients receive necessary care in a comfortable, familiar environment, out of hospitals or skilled nursing facilities.

Who qualifies for Medicare-covered home health care?

Medicare covers home health services for enrollees who are homebound, at risk for future hospitalizations, and need assistance with activities of daily living (bathing, toileting, continence, dressing, eating, transferring). 

Medicare considers a person homebound if both of these statements are true:
 - You rarely leave home and when you do, it's just for short appointments or special events.
 - Leaving home is difficult due to shortness of breath, pain, limited stamina, or other reasons.

And one of these statements is true:
 - You require an assistive device (e.g., wheelchair, walker, crutches, cane), special transportation, or personal assistance to leave home due to illness/injury.
 - Their doctor has recommended that you not leave home because of their condition.

Will this help me get paid to care for my loved one? | Can this help with future job opportunities?

Medicare covers home health services for enrollees who are homebound, at risk for future hospitalizations, and need assistance with activities of daily living (bathing, toileting, continence, dressing, eating, transferring).

Medicare considers a person homebound if both of these statements are true:

  • You rarely leave home and when you do, it's just for short appointments or special events.
  • Leaving home is difficult due to shortness of breath, pain, limited stamina, or other reasons.

And one of these statements is true:

  • You require an assistive device (e.g., wheelchair, walker, crutches, cane), special transportation, or personal assistance to leave home due to illness/injury.
  • Their doctor has recommended that you not leave home because of their condition.
Is this the same as hospice?

No, hospice is specifically for end-of-life care. Patients are referred to hospice when they’re not expected to live more than 6 months, and their care is mainly palliative or “comfort” care. Home health care is for patients who may continue to live for years as long as they receive the care and treatments prescribed for them.

What kind of help can we get at home?

Services commonly included in home health care:

  • Skilled nursing care (such as wound care, medication administration, and health monitoring)
  • Physical, occupational, and speech therapy
  • Medical social services
  • Patient and caregiver education
  • Assistance with daily activities (bathing, dressing, grooming) by home health aides when combined with skilled care
  • Intravenous or nutrition therapy, injections, and other medical treatments
Does this cost anything?

Original Medicare (Parts A and B) covers 100% of medically-necessary home health services. Medicare Advantage plans (Part C) are required to cover the same services as Original Medicare, but they may charge a copay.

What happens after I submit the form?
  1. We will determine if the person you care for is likely eligible for the Medicare home health benefit, based on their homebound status and insurance coverage. 
  2. If they do appear to be eligible, we’ll give you directions to securely upload their Medicare records so we can review their recent hospital visits and health updates. This will help our technology predict with greater accuracy if they’re eligible for covered home health services. 
  3. If we predict that your loved one qualifies for covered home health, we’ll guide you through the process of discussing a home health referral order with your loved one’s doctor. 
  4. Once you have a referral order, we’ll refer you to our Medicare-certified partner home health agencies in your area. They will review your loved one’s referral order, schedule a home visit, and prepare a personalized care plan.
  5. The agency will match you with a home health aide, supervising skilled nurse, and any other therapists that may be indicated on the referral order. Care will start when the care team is staffed and visits are scheduled.

You don’t have to bear all of the caregiving responsibilities alone.