Millions of older adults qualify for Medicare home health care but never use it. RubyWell shows how to unlock covered care and keep loved ones safe at home.

RubyWell has put together the most relevant information and actionable steps to reduce the financial strain of caregiving. Because when we maintain control over our financial and personal well-being, we can provide better care for our loved ones and ourselves.

Many government programs are designed specifically to provide financial assistance to older adults who need additional support. And often, family caregivers don’t take advantage of these benefits, simply because we don’t know they exist. Here are six government benefits for older adults that may make caregiving easier to afford.

Many family caregivers are surprised when Medicare Advantage plans limit home health visits just as care is most needed. This guide explains how home health coverage differs under Medicare Advantage and Original Medicare—and what caregivers can do when support ends too soon.

Medicare and Medicaid sound similar but serve different populations with different benefits. Learn the key differences between these programs, who qualifies for each, what they cover, and how home health care fits into both.

Original Medicare and Medicare Advantage both cover medical care, but differ in costs, provider choice, and benefits. Learn the key differences between these coverage options—plus how Medigap works—to help your loved one choose the best fit for their health and financial needs

Compare home care, home health, and hospice services. Find out what Medicare covers and how to choose the best in-home care for your loved one.

Medicare is changing in 2026. See what’s rising, what’s getting cheaper, and how new benefits could reduce costs for seniors and caregivers.

Medicare telehealth flexibilities are now extended through Dec. 31, 2027, providing greater stability for virtual care delivery.

RubyWell's personalized Discussion Guide streamlines the home health referral process, helping homebound seniors access Medicare-covered care they need.

America’s caregiver shortage is growing fast. By training and compensating family caregivers, agencies can meet demand, support patients, and ease the burden on families — and that’s exactly what RubyWell helps make possible.

Understand Arizona’s stance on filial responsibility laws, explaining how they impact adult children’s financial obligations for aging parents' care. It also provides guidance on managing caregiving costs and planning for future care needs.

Confused about Medicare in Arizona? Learn how to apply, avoid penalties, compare plans, and get free help from trusted local experts.

Protect your aging loved one’s assets before applying for Medicaid with smart strategies like trusts, gifting, and annuities—so their care is covered without losing everything.

Several programs in Arizona pay family caregivers to provide care to an aging family member or friend. Here, we share information about each program and who can take advantage of it, as well as other resources that AZ family caregivers may be able to tap to help cover the cost of caring.

Several programs in Connecticut pay family caregivers to provide care to an aging family member or friend. Here, we share information about each program and who can take advantage of it, as well as other resources that CT family caregivers may be able to tap to help cover the cost of caring.

Several programs in Colorado pay family caregivers to provide care to an aging family member or friend. Here, we share information about each program and who can take advantage of it, as well as other resources that CO family caregivers may be able to tap to help cover the cost of caring.

In Pennsylvania, over 22% of residents are enrolled in Medicare, with nearly half utilizing Medicare Advantage plans. This article explores the ins and outs of Medicare enrollment, including coverage options and costs, while providing essential advice for choosing the right plan and avoiding penalties.

If you’re an unpaid family caregiver, the only thing standing between you and earning money for the care you provide may be caregiver training and, in some cases, a certification. 

Several programs in Pennsylvania pay family caregivers to provide care to an aging family member or friend. Here, we share information about each program and who can take advantage of it, as well as other resources that PA family caregivers may be able to tap to help cover the cost of caring.

This guide helps family caregivers with estate planning, covering key documents, insurance, and the importance of regular reviews to ensure parents' wishes are honored.

Respite care is an essential component of caregiving. It allows us to prioritize our own physical and mental health while ensuring that our loved ones continue to receive the care they need. 

The process of taking control of our parents' finances can be emotionally and logistically daunting. Staying focused on the goal—preserving their savings so they (and we) can continue to afford their long-term care costs—helps us through the thorny parts of this financial journey through caregiving.

When Mom suddenly needed all kinds of medical gear—a.k.a. Durable Medical Equipment (DME)—my sisters and I had to take a crash course on how to find and pay for it. Only, no crash course existed. This article serves as Durable Medical Equipment 101 for family caregivers, covering how to acquire DME, and how to afford it.

Starting a financial conversation with parents is vital if we want to make sure Mom and Dad receive the care they need when they’re no longer able to live independently. If we can get a clear picture of their financial resources, we’ll have a better chance of providing them with the best care possible. It may also give us time to do some financial planning of our own, in case we’ll have to provide their care or cover any of their care costs.

The work of a family caregiver can be physically, emotionally, and financially draining. Here are four steps working caregivers can take to manage all of the demands that are being placed on us.

Caregiving can be lonely, stressful, and for most of us, uncharted territory. Luckily, there are many places we can find the support, wisdom, and empathy we need.

If our loved one has a long term care insurance policy, we may be able to get paid to provide their care. And if we hope to have a loved one care for us in our old age, here's what we should look for in an LTCI policy.

Caring for an aging loved one can cause us to miss work or require us to leave our jobs entirely. We also pay an average of $7,200 out of pocket to provide this care. For some family caregivers, payment is available.

Some family caregivers feel uncomfortable with the idea of getting paid for caring for a loved one. Even though our time and efforts can lead to better health outcomes and reduce the strain on our healthcare system.

The holidays are always a special time to be surrounded by loved ones. When visiting your parents, be sure to look out for the signs of age-related decline and how to address them.

A lot of our elected officials and 2024 candidates don’t see the caregiver crisis as one that needs to be urgently addressed. Family caregivers know better. And we need to share our insights with our lawmakers. Here's how.

Everyone caring for an aging loved one goes through various financial phases throughout their caregiving journey. Navigate your financial journey through family caregiving with our comprehensive guide.

Discover essential resources and government programs for caregivers of elderly parents in our comprehensive guide. Find available resources and support groups to assist family caregivers in your important work.